Bal K. Joshi is the co-founder and managing director of Thamel Dot Com, Kathmandu, Nepal. He has over 10 years of entrepreneurial experience operating trading businesses in Nepal and North America and expertise in business development, marketing, and business operations and systems development. Bal holds a B.S. in Business Administration from Lewis and Clark College in Portland, Oregon USA. He is the recipient of the 2003 Tony Zeitoun Award in the category of “ICT and Poverty Reduction” for the story of Thamel Dot Com.